| When AIA introduced the insurance agent system into mainland China in 1992, it was at the great development period of China's market economy. The agent-centered life insurance marketing system contributed to the nearly 30-year golden period of life insurance industry [According to the data of China Insurance Regulatory Commission at the end of March 2020, the original insurance premium income of individual agents was 751.99 billion yuan, accounting for 57.43% of the total insurance premium.].However, due to the lack of systematic and comprehensive legal provisions on the individual insurance agent system and the lack of basic legal research on the nature of its market subject status, different regulatory departments and insurance enterprises have formed a mixed fuzzy recognition on the identity positioning of individual insurance agents.This article from the perspective of agent the basic system of civil law of the people follow the economic and legal value of insurance agent system, illustrates the individual insurance agent, the content of the legal framework to look from the business subject system of the characteristics of the individual insurance agent, illustrates the insurance law to establish the independent business subject status of the individual insurance agent. |
