文章摘要
互联网保险智能合约的应用及其法律规制
Smart Contract in Internet Insurance:Application and Legal Regulation
  
DOI:
中文关键词: 智能合约;互联网保险;法律规制
英文关键词: Smart contract;Internet insurance;legal regulation
基金项目:
作者单位
杨慧莹  
曹金融  
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中文摘要:
      智能合约是区块链的核心技术,是传统合同在区块链上呈现出的新形式,必然会改变法律自身的运作方法和模式。互联网保险智能合约的应用正深刻影响着保险合约的交易结构、市场结构和法律规制,但在合同类型难定性、合同效力难认定、主体属性难界定、侵权责任归属难认定及投资者权益难救济等方面对法律提出了挑战。技术重构法律与法律融合技术的二元规制路径是智能合约法律规制的必然选择。
英文摘要:
      The smart contract is the core technology of block chain, and is a new form based on block chain, which would inevitably change the operation method and mode of the law itself. The application of the smart contract of the Internet insurance is deeply affecting the transaction structure of the insurance contract, market structure and legal regulation, but it challenges the law in terms of nature of contract type, contract validity, subject attribute, tortious liability, interest of investor, etc. The dual regulation path of law of technology reconstruction and legal integration technology are the inevitable selection of the legal regulation of the smart contract.
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