| The deficiency of core competitiveness has become an important factor restricting the city commercial bank in participating in financial competition. Based on the uniqueness of core competitiveness, existing resource endowment and the analysis of strategic opportunities of cultivating competitive advantages of the city commercial bank, this paper puts forward the strategic goal of specialization and professionalization of the city commercial bank. Directed by this strategic goal, the city commercial bank should make efforts in creation of unique services, construction of professional capability, focus of regional development, etc. The paper discusses the following areas: specialized development path of retail business and small and micro business, the support path of financial professionalization of the company, digitalized strategies matching the development of the city commercial bank, and a long-term mechanism of capital supplement, so as to provide relatively adequate and rigorous support for transformational development of the city commercial bank. |
